At Clear Vision Finance our aim is to provide our clients with a high level of quality service, satisfaction and honesty, at all times. We provide information on the most suitable loan products. We aim to ensure that the overall loan process is handled as smoothly as possible for every client that we speak to.
A Clear Vision Finance Broker is the link between you and the lender. We provide you with one central point of contact throughout the loan process. Loan applications can sometimes be very frustrating, considering the many departments involved, such as the lender, the valuer, the insurer and the settlement agent.
Clear Vision Finance deals with the lender and settlement agent on your behalf to ensure a smooth transaction. You will deal directly with us, throughout the entire process.
Clear Vision Finance do not charge clients for our services, unless disclosed. We get paid a commission by the lender, but only once the mortgage is settled, we don't charge any fees to set-up the loan.
Our aim is to target the most suitable loan product for your needs.
The answer to that question becomes clear once you start looking at all of the finance companies and products available on the internet. There is a mind-numbing amount of information. We aim to give you the simple facts, not a sales pitch.
At Clear Vision Finance, the overall requirements and level of satisfaction of our clients are the most important aspect of the whole process. We work for you, not a lender, a builder or an estate agent.
Clear Vision Finance research the most suitable products on the market from the hundreds available, from over 35 different lenders. We use up to the minute software to research the vast range of loan options available and then support you throughout the application and settlement process, once you have decided on the lender of your choice.
Calculators - the internet is bursting with calculators, they're generic, so it's best to consult a Clear Vision Finance Broker to accurately have your borrowing capacity assessed.
The home loan application process can be very frustrating, let us, help you, make it easier.
The first thing you should do is talk to a Clear Vision Finance.
We'll ask you questions regarding your employment history, income, assets and liabilities, and your short, to longer term goals.
We'll give you an honest assessment of your borrowing capacity, and help you find a loan product that is suitable for you.
We'll explain the process and all the various fees, charges and costs that are involved, to make sure you're well informed.
Once you've decided on a suitable home loan, we'll do most of the work for you. All we ask is that you give us all of the documentation that the lender requires.
Once you have signed the contract to buy a property you will have to instruct a Settlement Agent to act on your behalf.
Once we submit the application, the lender will certify the information provided to them, and all being well, you'll receive a conditional approval for the loan.
The contract and settlement.
Once you receive unconditional approval from the lender they'll prepare and send out your loan contracts, once you have checked the contracts and signed them, the process can move forward to the settlement date. The Settlement Agent will handle the legal side of the purchase for you with the lender.
Congratulations! You're now the proud owner of your own home.
"As First Time Buyers, we were unsure of the process. Our broker Steve was our rock from start to finish. He explained everything clearly to us and more importantly was honest and reliable throughout the entire process.
You will find no other broker with more dedication and commitment as Steve. We would definitely recommend him to anyone."
David & Susan, Alkimos"Professional, friendly but mostly attentive service offered by this company. Communication and useful advice are strong factors as to why we will recommend and continue to use Clear Vision Finance."
Shelley & John, Byford"We got our mortgage through Steve and our whole experience was exceptional. As it was for our first home we didn't know too much but Steve was so helpful we could call him anytime any day. We have highly recommended Steve to all our friends and family."
Aaron & Nicola, Wellard
Keystart have increased the qualifying income levels by $20,000 for new loan applications.
Contact Clear Vision Finance for more information.
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The FHOG in WA will increase from $10,000 to $15,000 on 01/01/2017 for clients that meet the FHOG criteria. This is a welcome boost to everyone looking to get into their new home this year, contact CVF for more information
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