Financial Planning should be viewed as an important step in your overall financial strategy.
The three key areas are;
Superannuation can be a tax effective way to secure your financial future, it's important to regularly review your superannuation fund and your contributions to ensure you are on track to help achieve your retirement goals. The bigger your goals, the more super you're likely to need to maintain your desired lifestyle on retirement.
It's important to understand what entitlements are available to you and whether your current set-up is the best option for your future.
If you are looking at ways to make your money work harder for you there will be numerous investment options available, however not all of them will be appropriate for you or your stage of life, or risk objectives. Our aim is to carefully ensure that your investment portfolio is well managed and set-up with an investment strategy that is individually tailored to suit you and your family's short to long term goals.
We appreciate insurance can sometimes appear costly, but consider the cost if you don't have insurance. We have access to many types of insurance policies, from buildings and contents cover to life cover, income protection, trauma and disability protection.
There are many insurance policies available to cushion the blow of life's unexpected events, whether it's a bump to the bodywork of the car or an accident that stops you earning your regular salary for a prolonged period of time.
It's worth spending a little bit of time looking at your options, especially if you are in the process of taking out a sizeable loan.
Your financial plan should be reviewed regularly to maintain appropriate levels of cover. We offer an initial free meeting to assess what type of insurance would be right for you. If you don't want it, don't take it - it's as simple as that.
We believe that a comprehensive risk management strategy is the foundation of any financial plan. There is nothing more important than having a plan in place that effectively protects you, your family, your income and assets.